Small business owners must insure more than simply the dwelling where they operate. They also need to insure any special tools or equipment found in the conduct of these business. A business owner's equipment and tools are viewed personal property and so are not normally contained in the coverage provision on most business liability policies. Therefore, they ought to be protected against loss, theft or damage, having a separate policy.
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There is strong evidence that a few of the companies linked to marketing and selling Fen-Phen knew that these drugs were causing serious, even fatal, injuries, and that they deliberately concealed that information from your Food and Drug Administration (FDA) to guard their profits. Fenfluramine and dexfenfluramine were removed from your market in September 1997, on the request with the FDA, but at that time significant damage ended, and thousands of Americans suffered needless, but serious, injuries.